That's right. It's time to talk about the budget. *and the nerds rejoiced* This week we are going to learn how to put together a successful budget, tell our money what to do and use the envelope system to avoid overspending. This lesson is the first where real action and commitment are needed. This is not easy, but as Dave says, it is worth it. I hope you plan on joining us as we tackle this together.
Don't forget, we want to celebrate victories as we go along. Last week we heard about people who found better deals on dog food, eliminated cable, completed baby step 1, and put money in savings for the first time.
The budget forms are in the back of your workbook, but can also be found online. (you'll need extra copies) http://www.daveramsey.com/tools/budget-forms
Other items of note:
If you do most of your banking online, check out www.mint.com (free), as Mark mentioned last week. This is a website that can help you track your money, and can be a great supplement to your budget.
E Mealz ($5/month) and ALDI Meal Planner (free) as possible ways to improve your grocery shopping/planning/savings
Here's another Debt Free call for motivation
FPU is now on Facebook http://www.facebook.com/FinancialPeace
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